The Kia Stonic stands out in a crowded class for its strong kit provision and good handling, and it’s a fair bit cheaper than many of its rivals too. It doesn’t ride very well at low speeds though, and the quality of its interior materials can’t compete with rivals’.
5. Seat Arona 1.0 TSI 95 SE (manual)
Annual insurance premium £449.18 Saving vs November 2023 £80.73 List price £22,460
This is a former class leader and still a solid option if you’re in the market for a trendy crossover. Its interior looks and feels modern, although entry-level SE cars get only an 8.25in infotainment touchscreen. You might want to consider the step up to SE Technology, given it ups the screen size to 9.0in and adds a sat-nav system plus rear parking sensors – without increasing the cost of insurance.
6. Fiat 500 1.0 Mild Hybrid (manual)
Annual insurance premium £460.78 Saving vs November 2023 £60.46 List price £16,800
Effectively a Panda in a fashionable dress, offered with the same four-seat layout and 1.0-litre mild-hybrid petrol engine. It’s good fun to drive around town thanks to light steering and the rev-happy nature of its engine. That said, it’s also got a lumpy ride and cramped cabin, and it isn’t too refined either, so it isn’t the best long-distance option. It’s due to be replaced by a new model based on the 500e in 2026.
7. Seat Ateca 1.0 TSI 115 SE Technology
Annual insurance premium £466.07 Saving vs November 2023 £47.64 List price £29,260
This family SUV was a gamechanger when it launched, but it’s lost its lustre over the years. Its engines can be a little coarse, and the ride isn’t very good on the 19in wheels fitted to range-topping cars. Better to stick with one of the smaller-wheeled entry-level versions instead, saving both on the car’s price and on the cost of getting it insured.
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